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What Is It?
A pre-arranged funeral is one that is planned in advance
with  personal details and wishes for the funeral, recorded
with a chosen funeral director. When death occurs, the family
or person responsible for making the funeral arrangements
needs only to sign the prepared documents and, in consultation
with the funeral director, set the day and time for the funeral.
Though the option of pre-paying the funeral is usually offered
at the time of pre-arrangement, this is not a requirement.
Why Pre-arrange?
It is prudent. As an accepted practice, we insure our homes
and possessions in case an untoward event happens. We insure
our motor vehicles in case they are damaged or stolen. It
is wise to make plans, with or without funding, for our inevitable
passing.
It is kind to our loved ones. To spare those we leave behind
the burden of decision making in the context of their grief
and loss is a great kindness. There is a considerable number
of small, but significant, decisions that contribute to planning
and conducting a funeral. These can assume mountainous proportions
when we are grieving. Made dispassionately at some distance
from the event, they pose far less of a challenge.
It is not morbid. When we are completing a house and contents
insurance application, we are not imagining the sound of
the roof lifting off in a storm, or the thief rummaging through
our possessions. When we are insuring the car, we do not
hear the crunch of metal or the sound of shattering glass.
When we pre-arrange our funeral, we are neither imagining
nor wishing our death upon us or our family. We are simply
making some intelligent provision for the future.
Why Prepay?
This is an extension of the prudent act of pre-arranging.
Funeral directors usually act as agents for one or more government-approved
funds designed to hold and safely invest monies set aside
to pay for a funeral. These funds grow through interest or
dividends paid over time and usually provide for most of
the costs of a funeral, even though these costs will be affected
by inflation. An added advantage if you are in receipt of
a means tested pension is that current legislation allows
for up to $5,000.00 per person held in such a fund to be
exempt from consideration as an asset.
Having pre-arranged and costed a funeral at today’s
prices, you then by means of a lump sum or agreed time payment
scheme invest the value of the funeral in one of these funds,
leaving your family little, if anything to pay when a funeral
is needed. Most funds will allow you to nominate the funeral
director as the prime beneficiary of the plan you have bought,
further saving your family from administrative concerns.
 Will
you please pre-arrange my funeral click here.
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Funeral
Death
Registration Form
Funeral
Instructions Form
Will
You Please
Pre-arrange My Funeral Form
 Why
pre-arrange?
Why
prepay?
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